You May Be Entitled to REFUNDS in excess of $40,000

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We help Canadians recover THOUSANDS of dollars

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Disability Tax Credit Specialists

Don't allow any DISABILITY to stand in the way of your DREAMS

How We Work

Our "Holistic Approach" utilizes – Investigation, Assessment, Recovery, and Future Planning. This all-encompassing plan helps our clients secure funds, save on taxes, and build a better financial future.

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Who Can Benefit

If you or a family member has an impairment in physical or mental functioning, you could benefit from the Disability Tax Credit (DTC).

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Valuable Tips

The application process can be difficult and it must not be vague, contradictory or missing information.

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low fee of 15%

Our Disability Tax Credit services are among the most comprehensive in the industry - while being priced at the low fee of 15%; and only if we succeed for you!

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The Disability Tax Credit

We prepare and help our clients file for the Disability Tax Credit (DTC) certificate, which is the cornerstone to acquiring many other benefits such as cash refunds, access to tax-free savings (Registered Disability Savings Plan), income tax reductions and much more.

Income Tax Recovery

Many people are unaware of the tax benefits that the government has in place to improve the lives of those dealing with mental or physical challenges on a daily basis. Fortunately, the government allows eligible persons to file tax adjustments for missed years, up to a maximum of ten years.

Registered Disability Savings Plan (RDSP)

With the RDSP, you can build tax-sheltered savings for the future and was introduced by the government for the purpose of long-term investment growth.  The RDSP attracts matching grants and bonds from the government and can be set up by the person with the disability or their parent or guardian.

Disability and Estate Planning

If your estate plan will include assisting or protecting an individual who’s mental and/or physical disabilities leave him or her dependent on others, careful planning is necessary in order to add to their security and quality of life.

Manulife Critical Illness, Dental, Health and Travel Insurance

If you need affordable and flexible health, dental, travel or critical illness insurance, Manulife and Disability Dreams Group has a solution for you. If you are looking for the security of extended health care coverage, just click below to get started.

Lifelong Planning

It is very important to establish a solid financial structure, but this is amplified when it is for someone challenged by an impairment. In these cases there are so many factors that must be considered to ensure this person is provided with enough to live a fulfilling life.



Are you challenged by a disability?

The majority of people struggling with physical or mental challenges are unaware of the benefits available to them through the Disability Tax Credit Certificate.

Our specialists use this non-refundable tax credit as a powerful tool to provide tax-based financial solutions for people just like you.

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One in six Canadians have some level of disability many of whom will require lifelong care and support.

The disability tax credit reduces the amount of income tax you pay. It is a yearly tax credit on your income tax return for current and future years. You can also claim up to ten years retroactively which can result in tax refunds in excess of $25,000. These tax savings truly help offset the inherent costs of living with a disability.

We are experts in the disability tax credit and want to make sure that eligible Canadian’s know how to access this legitimate entitlement under the Income Tax Act.

By engaging us, we can ensure that your application for the disability tax credit is done properly and professionally. If necessary, we will advocate on your behalf and keep you well informed of the process and progress. We will file the application with the CRA and answer any questions they may have. Finally, DDG will file all tax adjustments up to ten years, transfer unused credits to family members and file a formal objection should the application be denied.

Our goal is to provide guidance and expertise in order to enhance the lives of people with special needs through comprehensive life planning process.

Every family who has someone with a disability has added responsibilities that require special considerations. Parents, siblings, family and community must all work together and help out in as transparent a way as possible to provide lifetime security. Our Life Plan ensures that the financial and estate planning decisions provide maximum benefit for the disabled individual and his/her family.

Free Consultation

Free Consultation
Call us toll-free and we will answer any questions you might have.

No Obligation

No Obligation
Call us or request an assessment and a specialist will contact you.

No Up-front fees

No Up-front fees
We get paid only when your application is successful and you get paid.

Lowest Fees

Lowest Fees
Our contingency fee is by far the lowest in the industry, guaranteed.

Maximum Return

Maximum Return
Our tax specialists utilize all available tax credits to ensure the largest refund.

Specialists in Disability Tax Credit Refunds

Find out if you're eligible. Start your Free Assessment right now!

Mutual Funds Through Excel Private Wealth

Excel Private Wealth

Disclaimer

David Muir is a registered mutual fund representative with Excel Private Wealth in the Province of Ontario, and an independent life agent in the Province of Ontario. Mutual funds offered through Excel Private Wealth, insurance through Manulife, RBC Insurance and Equitable Life. The information on this website is not intended as financial advice without an assessment of your personal situation. Always consult a lawyer or accountant for detailed legal or tax advice.

Disclaimer